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A millionaire is an individual who resides in a household whose net worth or wealth exceeds one million units of any currency. It can also be a person who owns 1 million units of currency in one bank account or savings account. Depending on the currency, a certain level of prestige is associated with being a millionaire, which makes that amount of wealth a goal for many. The status of millionaire, however, is no longer as exclusive as it once was.

The increasing number of millionaires is partially due to inflation: a million United States Dollars, for example, provides far less purchasing power today than it did in the 19th century. Nevertheless, it still ensures a privileged lifestyle for those becoming millionaires. American sociologist Leonard Beeghley classifies all households with net worths exceeding $1 million as 'the rich.'

A billionaire is a person who has a net worth of at least one billion units of currency, such as United States Dollars (USD), U.K Pounds or Euros.

Though a 'billion' used to be a million million in much of the Commonwealth of Nations, the American version (one thousand million) is commonplace now in the UK; so in Britain a billionaire is someone with a net worth of at least 1,000,000,000 pounds. According to Forbes Magazine, the year 2006 saw not only the biggest increase in billionaires around the world, but also was witness to the biggest economic expansion in history. It is believed that in that period, the world economy grew at an extraordinary rate of 2.5%. The four cities that have the largest concentration of billionaires according to Forbes are New York City, Los Angeles, Moscow and London.

The first Forbes ranking of billionaires in 1986 found 140 US-dollar billionaires around the world. The 2007 Forbes ranking counted a total of 946, whose total accumulated wealth measured US$3.5 trillion. John D. Rockefeller was the first billionaire in 1916. (At the time The Aviator (film) came out, some sources gave this title to Howard Hughes, who became a billionaire decades later, but this is dubious.)

In the developing world, billionaires can be entrepreneurs or kleptocrats.


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A million dollars

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